Scope

These general conditions of service use of the website www.megaprestamos.com ("MegaPrestamos"), define the rights and obligations within the framework of the services offered by MegaPrestamos and use this page. When login to the site MegaPrestamos the User declares know, understand and accept these terms and conditions.

MegaPrestamos reserves the right to modify at any time and without prior notice these terms and conditions.

It will be understood that the modified terms are posted on the Website. It is the responsibility of the User to access this site and periodically review these Terms and Conditions.

The terms and conditions and their changes will apply immediately subsequent to its publication on the Site. The use of the Site after any changes made will be deemed as acceptance of the User to changes to the terms and conditions.

MegaPrestamos website

MegaPrestamos offers a service to register loan applications of customers for free and allows financial advisers to query these data requests "online" where they can find loan applicants users' contact data (such as: name , email, phone, etc). The query of loan request data is not free, and so financial advisers may have access on how to pay for service plans according to the time of intended use.

The User is informed and agrees that access to MegaPrestamos doesn't suppose in any way the beginning of a business relationship.

MegaPrestamos will not offer loans to any User who visits MegaPrestamos' site.

MegaPrestamos at any time can change its site configuration, follow the company sole criteria, may delete or modify any "online" commerce from its site as well as services available on site and regulations, terms and conditions and contracts that are available for users.

Links to Third Party Sites

MegaPrestamos services are free for users when submitting their loan applications, and collecting annual payment or single quota for permanent use of consultants and financial institutions wishing to see these requests. MegaPrestamos is not responsible for third-party sites which offer any type of product or service.

The advertisements descriptions presented by MegaPrestamos, will be given according to information provided by the MegaPrestamos' providers. However, the information given on each product, as well as sus photos or videos available are held in MegaPrestamos for information only, and is the responsibility of the provider's business (third party site), as well as all trade names, trademarks or distinctive signs of any class and content presented on the MegaPrestamos website.

MegaPrestamos is committed to doing its best to correct as soon as possible errors or omissions that may be in advertisements from third-party sites.

Providers or third parties who advertise on the site give total authorization to MegaPrestamos to both publish and remove their advertisements.

Transactions between the User and Third Parties

MegaPrestamos is an Internet portal where users can request loan from financial advisors or financial institutions.

MegaPrestamos is not the holder of the sites at which it's offered these goods or services nor is the owner of any of the goods or services offered through them.

Users are exclusive responsables for transactions carried out with any third parties whose websites appear on the MegaPrestamos website and expressly acknowledge that:

• MegaPrestamos is not part of any transaction established between the User and any one of the sites whose links are published on the Site with any third party.
• MegaPrestamos doesn't determine neither sets the price, and isn't responsable for delivery, safety, quality, legality or any other specification or terms of sale of goods or services of third parties whose links are published on this site.
• It has no control, supervision or control over the transactions entered into between the User and such sites.
• Can not bring any kind of warranty on the goods or services sold by third parties.
• MegaPrestamos not be responsible or be liable for any loss or damage arising from transactions entered into with third parties derived from the presence of such goods or services of third parties on this site.

Users expressly release Trustworthy Systems from all liability that may arise due to a conflict in a transaction entered into by User and a third party.

The correspondence or business transactions or participation in promotions or goods or services, that are announced on MegaPrestamos by third parties or other providers, including payment and delivery of related goods and services and any other term, condition, warranty or representation associated with such dealings, are the sole responsibility of User.

Links to third party sites

The User acknowledges and accepts that MegaPrestamos is not responsible for the availability and / or content of third party sites whose links are published in MegaPrestamos. Neither will be responsible for any changes made in the contents of such sites by the sus privacy policy, contract terms, etc.

User acknowledges that the act of publishing a link to a site of a third party does not mean that MegaPrestamos recommend, suggest, give some kind of assurance about the contents or the goods or services offered through this site, and in no case MegaPrestamos will be responsable for the damage incurred losses on the occasion of transactions with any of these sites.

MegaPrestamos statements

MegaPrestamos states that the content, appearance, organization and structure of your site does not infringe any law the rule that subject, or any contract, document or agreement which is a party.

Prohibitions on User

User may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license or create derivative works of the information acquired through this site as well MegaPrestamos advisability transfer sell any information, software, products or services related to the same.

Limitations of Warranty

MegaPrestamos does not give guarantee to the User including warranties about the content and operation of your site.

If there is any error in the operation of the site, MegaPrestamos will do best efforts to correct it in the shortest time possible.

Intellectual Property

Users must respect the laws and treaties concerning intellectual property and other laws applicable to the contents, without limitation, text, software, sound, photographs and other materials available on MegaPrestamos website. Thus, in the case of such a result as good or other material protected by the law of copyright can not be in any way, claim or require the any ownership over it.

User is prohibited to make distribution of copies of the site MegaPrestamos, as well as any other type of use that is in itself of MegaPrestamos; like reverse engineering in the development or creation of other works, any form of analysis of its constitution, or the availability of Internet access in any direction which does not start at address MegaPrestamos (www.megaprestamos.com), and illegally disclosure of unauthorized files and release to a third party.

Notifications and conflict resolution

All notifications that are done about these terms and conditions should be carried out reliably.

This Agreement shall be governed in all its parts by the laws in force in Colombia.

Any disputes arising out of this agreement, its existence, validity, interpretation, scope or compliance, the arbitration will be submitted to the Mediation and Arbitration Trade Center, according to the regulations existing in that court. The seat of arbitration shall be called the Ciudad de Medellin and procedures will be carried out in spanish language.

Privacy Policy

MegaPrestamos has a privacy policy which requires it to do its best efforts to maintain safe any and all personal data from the User, registered on this site.

How we use personal information

The Personal Information may be used for the following purposes: (i) provide and improve on our site: services, features and content, (ii) to administer the use of our Site, (iii) so you can enjoy and easily navigate the site, (iv) to better understand your needs and interests, (v) to comply with the petitions that you can do, (vi) to customize your experience, (vii) provide or offer software updates and product announcements, and (viii) give more information about our offers or third party offers that we believe that may be what you need or interesting, including newsletters, marketing materials or promotional and other information about services and products offered by us or by third parties.

If you decide at any moment that you don't want to receive this notifications, please follow the link "unsubscribe" present at any of our bulletins sent to you.

We use the information obtained by technical means (such as automatic enrollment developed by our servers or through the use of cookies) for the purposes mentioned and in order to monitor and analyze site usage and our services, to technical administration of the site, to increase the functionality of our site and ease of use, to adapt it better to their needs, to generate and obtain useful data and information about the interests, characteristics and behavior while using the site for our users, and to verify that visitors to the site meets the criteria required to process their requests.

Share and disclose information

Regular users. If you request a loan through advertising, we may show your personal information in the search results and elsewhere in the site if necessary. Any information you choose to provide should reflect the extent you want to share with financial advisers. We recommend you keep anonymous your sensitive information, and we encourage users to think carefully about what information about themselves will be revealed in our pages. You can examine and review the information before sending your loan request.

Financial advisers. Your information is not shared or published, but can eventually display their contact information to regular users.

Service providers, business partners and others. We may use outside firms and individuals to facilitate our service to provide the service on our behalf, to conduct research related services (including but not limited to, data storage, maintenance, management of database, web analysis, processing payments, and improves the features of the site) or to help us in considering how they use our sites and services. These third parties have access to your personal information only for purposes of implementing these tareas on our behalf.

Compliance with laws and law enforcement

We cooperate with any government, law consultants and private services to enforce the law. We disclose any information about you to employees of a government or public or private parties as we believe necessary or appropriate to respond to the claims and the legal process (including but not limited to statements), to protect property and copyright, to protect the safety of the public or any people, or to prevent or stop any activity that may be considered, or proposes a risk of being illegal, immoral or inappropriate to legally punishable.

Modify or delete your information

With the exception of regular users, financial advisers can review, update, correct or delete personal information provided in your registration or account profile by changing the settings account. The loan applications of the regulars remain visibles consultants for a period of six months from your registration.

Our policy towards children

This site is not recommented to children under 18 years of age. We do not collect personally identifiable information from children under 13 years. If a parent or guardian is aware that your child has provided us with personal information without your consent, he or she should contact us via e-mail megaprestamos@megaprestamos.com. If we realize that a person under 13 has provided personal information, we will remove this information from our files.

Service free of charge for regular users

MegaPrestamos provides free service to users who visit the site to register their loan request.

Billing on financial advisers

You acknowledge that the billed price varies according to the desired period of use. These values can be modified for new members due to promotional offers. All annuity, fees and rates charged by MegaPrestamos ARE NON-REFUNDABLE and there are no refunds or credits for partially used periods. Your account will only be available and ready to use once we confirm your payment.

If you changed your plan of 1 year to 2 years, duration of use of the new plan is non-cumulative, and will start the new contract period at the time we confirm your payment.